Stated Income Commercial Real Estate

Refinance Your Property With an Innovative Funding Alternative

If you need capital, but would rather avoid acquiring a traditional commercial loan, a stated income commercial real estate loan may be a good option. When you turn to us at Creative Capital Partners to apply for one of these loans, we will heavily consider the actual piece of real estate, rather than just your credit history. In addition to an easier qualification process, you don’t have to provide as many documents to us as we work on approving the loan. This way, you are able to acquire the funding you need in a quick and efficient manner. 

How to Use the Funding

If approved, there are many different ways that you can use your stated income loan. However, we recommend using it to:

  • Consolidate your debts – consolidating your debts with a stated income loan can help you save money now and in the future. Whether you need to pay off the IRS or are dealing with a large amount of credit card debt, consolidating your debts can also provide you with greater peace of mind.
  • Buy new property – if you found the perfect investment property, we can provide you with the capital you need to complete the purchase.
  • Improve your property – renovations, while necessary, often require a large amount of capital. With a stated income loan, you can acquire the capital you need to make these renovations happen.
  • Refinance a mortgage – whether you have a balloon mortgage or a loan with an adjustable rate, we can provide you with financing solutions with terms that never change.

A stated income loan can also be used for working capital purposes. Whether you need funding to handle your company’s expenses as you wait for payment from your customers or simply need capital to benefit from bulk discounts while purchasing inventory, we are here to help. 


 

Contact Us for More Information

At Creative Capital Partners, we look forward to introducing you further to the benefits associated with stated income loans. To begin the funding process, reach out to us today.